Share Money SMS with your friends and receive 30% of their withdrawals every time they cash out — no limits, no extra work. As a welcome bonus, your friends will also get €0.25 when they sign up using your referral code.
Four simple steps to start earning commission from your network.
Ready to start earning even more? Open the Settings tab in your Money SMS app and look for the "Referral Program" section. Tap on it to access all the details, including your unique referral code and tips on how to share it.
Tap the code to copy it to the clipboard. Send the Money SMS referral code to your friends so that they can use it during registration. All the users who entered your code will be automatically linked to your account. The number of confirmed referrals is shown below your code.
The referral code you get from an existing user can only be entered during registration when you're asked to verify your email address. Add it to the line under "I have a referral code." If you forget to enter your referral code at this stage, you won't be able to do it later and won't get your referral bonus.
Once your friends are signed up and start earning, you'll automatically receive 30% of all their future withdrawals. They will get €0.25 for signing up with your referral code (in addition to the welcome bonus of €0.25, making it €0.50 in total). Go to the Balance section to check the total earnings you've accumulated from their withdrawals. The more you share, the more you both earn.
Real experiences from the Money SMS referral program community.
"When a friend of mine referred it to me I was very sceptical about it and thought it was one of those apps that are not real but boy was I proved wrong. I've been able to make withdrawals and referred friends too."
Selwyn Chipompwe — Trustpilot
"Referral gets you 30% of your referrals cashouts. That doesn't affect their income, they would still get the same amount of money. Conclusion: the referral code is also a nice way to earn money with this app."
r/beermoney — Reddit
The referral program is one of the most powerful ways to increase your Money SMS earnings.
The more friends you refer, the more you earn. Each active referral adds a stream of passive income that grows as they continue using the app.
Your 30% commission doesn't expire. As long as your referred friends use Money SMS and make withdrawals, you continue earning from every single one.
Your friends aren't just helping you earn — they get a €0.25 welcome bonus and start earning their own passive income right away. It's a win-win.
There is no cap on how many people you can refer. Whether you invite 5 friends or 500, you earn 30% commission from every single one of them.
We offer three secure and efficient payment options to ensure smooth transactions while avoiding high fees associated with mobile transfers, credit cards, or bank accounts.
Transfer your money directly to your PayPal account for fast and secure access.
Get paid in Bitcoin, the most popular and widely accepted cryptocurrency in the world.
Withdraw your money using Litecoin for faster transaction processing times.
Common questions about the referral program.
Open the Money SMS app and navigate to the Settings tab, then tap on "Referral Program." You'll find your unique referral code that you can copy and send to friends.
Your 30% commission is credited to your balance each time a referred friend makes a withdrawal. The amount appears in your account automatically.
Yes. Your friend must enter your referral code during registration when they are asked to verify their email address. The code must be entered at that specific step — it cannot be added later.
No. There is no cap on referral earnings. You can refer as many people as you want, and you'll earn 30% from every withdrawal each of them makes, indefinitely.
No. Once someone signs up using your referral code, the link between your accounts is permanent. You'll earn 30% commission from their withdrawals for as long as they use Money SMS — there is no expiration date or inactivity limit on the referral connection.
Download Money SMS, grab your referral code, and start earning 30% commission from every friend you invite.