Frequently Asked Questions

Money SMS is operated by TelQ Telecom GmbH, a Germany-based company and the largest provider of SMS quality assurance services worldwide. Over 900,000 users have registered, and we have paid out over €1 million. You can verify our reputation on Trustpilot where we hold a 4.5-star rating from over 2,200 reviews.

Telecom SMS providers and Mobile Network Operators need to send SMS test messages to verify that their delivery infrastructure is working correctly across different countries and networks. Money SMS users provide real phone numbers for this testing. You earn a share of the testing fee for every test that runs through your device.

No. Money SMS never reads, stores, or shares your private messages. The app only detects test SMS messages sent by TelQ or its customers. These test messages contain machine-generated codes and come from specific routing paths. Your personal conversations are completely ignored.

You will receive test SMS messages containing random letters and numbers. These are automated test messages — you do not need to do anything with them. Please ignore all test SMS and do not reply to any of them. Your phone number is only used for sending and receiving test SMS.

Download and install the app, create an account with your phone number, grant the required permissions, and stay online. The app will automatically detect test SMS messages and credit your balance. No manual action is needed after the initial setup.

You earn €0.01 to €0.03 for each received SMS, €0.15 for each sent SMS, and €0.02 for each silent test call. New users also get a €0.25 sign-up bonus plus an extra €0.25 referral bonus (total €0.50) when they register with a referral code. Keep the app running and stay online to maximize your earnings.

Keep the app running at all times with a stable internet connection. Make sure the app is whitelisted from battery optimization so Android doesn't close it in the background. Our system prioritizes users who are consistently available. Registering a new number can also help, as test volume tends to decrease for numbers that have been active for a long time.

Make sure you are logged in and the app is running in the background. Verify the SIM card is inserted in the same device where the app is installed, and that your phone number is correct and operational. Check that Wi-Fi calling is turned off, as it can interfere with SMS delivery. If the issue persists, try reinstalling the app.

Make sure you have the latest app version — go to Settings, log out, then log back in. Verify you are online and the app is running on the same phone where your SIM is inserted. Wi-Fi calling should be turned off. Our system prioritizes new users and those who are consistently available, so test volume may vary over time.

Money SMS credits your balance only when a test SMS is successfully received and confirmed by our system. Make sure the app is online within one hour of receiving the SMS. Personal messages or spam from other sources are not counted. Only test messages routed through our infrastructure will increase your balance.

We are not able to change phone numbers on existing accounts. If you have a new number, please create a new account with it. Each phone number is treated as a separate account, and each account has its own balance and withdrawal history.

If you see a 'Registration unavailable' message, it means the app is not currently accepting new registrations in your mobile network. We limit the number of active users per network to maintain testing quality. When spots open up, registration will become available again.

If your country is not listed during registration, it means Money SMS is not yet available in your region. We are constantly expanding to new markets, so check back periodically.

To delete your account, go to Settings in the app and select 'Delete my account.' Please note that once your account is deleted, you will not be able to register again with the same phone number. Make sure to withdraw any remaining balance before deleting.

If you previously deleted your account, it is not possible to register again with the same phone number. To use the app, you would need to register with a different number.

The referral program lets you earn more by inviting friends. You can find your referral code in the app Settings under Referral Program. Everyone who registers with your code receives a €0.50 welcome bonus (€0.25 sign-up + €0.25 referral bonus), and you earn 30% of their first withdrawal.

Log in to the app, go to Settings, and select the Referral Program section. Your unique referral code will be displayed there. You can copy it and share it with friends via social media, messaging apps, or any other channel.

You earn 30% of the first withdrawal made by each friend who registers with your referral code. This is a one-time reward per referred user, paid when they make their first withdrawal.

Unfortunately, it is not possible to add a referral code after you have already registered. If you would like to benefit from the referral bonus, you could create a new account with a different phone number and enter the referral code during registration.

Call testing allows telecom companies to check the performance of their calls. By enabling this feature in the Money SMS app, you allow silent test calls to be made to your device. You earn €0.02 for each test call. If the toggle switch is inactive, make sure Money SMS is set as the default caller ID & spam app in your phone settings.

Test calls are silent because they don't appear as regular calls on your device. The app automatically intercepts and declines them before they can ring. You won't hear anything or see any call notifications.

Absolutely. The app does not access your personal calls or interact with calls from your contacts. It only processes test calls from TelQ's infrastructure. Your conversations and call history remain completely private.

No. There are no costs for participating in call testing. All test calls are automatically declined, so no airtime or call charges apply. You only earn money — you never spend it.

You earn €0.02 for each test call received and logged in the app. Payments are tracked transparently in your balance. There is no upper limit on the number of test calls you can receive.