Payments & withdrawals

Earn effortlessly.
Withdraw instantly.

Your Android phone earns quietly from test SMS and silent calls in the background. Cash out to PayPal, Bitcoin, or Litecoin from just €2.

€2 Minimum withdrawal
3 Payment methods
48h Processing time
0% Platform fees
9:41
Payout method
AVAILABLE READY
€12.50
PICK A DESTINATION · 3 OPTIONS
P
PayPal
Paid yesterday
€12.50
B
Bitcoin
Wallet linked
0.00018 BTC
Ł
Litecoin
Wallet linked
0.094 LTC
Confirm payout

How much does Money SMS pay?

Two ways to earn, with transparent rates.

SMS receiving
Tiered rate per test SMS

Your rate starts at the top tier and goes down as you receive more SMS. New numbers are most useful for telecom testing, so they earn the highest rates.

You start here
Tier 1
€0.03
1–100 SMS received
Tier 2
€0.02
101–500 SMS received
Tier 3
€0.01
501+ SMS received
New SIM = Tier 1 again. Register a fresh number to earn the top rate. Each SIM has its own earning tier, so there's no limit.
Call testing
Available based on network demand
Flat rate
per silent test call
€0.02
  • Silent. Your phone never rings — calls run in the background.
  • Free for you. Auto-declined, so your carrier never charges you.
  • 100% privacy. No access to your calls, contacts, or call history — only the test pings count.
Bonus offer active

Extra cash for joining requested networks

We're expanding coverage and paying an extra €2 sign-up bonus when you join with one of the eligible SIMs below and receive at least 10 test SMS in the app.

159
countries worldwide
€2
on top of regular bonus
702
networks eligible
Found your network? After registering, contact support to verify your network — we'll top up your account within a few hours.
Sign up now →
Use the search bar above to find networks for your country.

Where to find your current balance

Two screens in the Money SMS app show your activity and earnings.

1

Last 30 days

Rolling count of test messages received.

2

Lifetime totals

Every SMS and call since you joined.

3

Total earned

Lifetime payout per activity, in euros.

4

Current rate

Live per-message payout. Adjusts with your tier.

Money SMS activity log screen
Money SMS balance screen
1

Total balance

Combined earnings across activities.

2

Breakdown

Every earning source listed separately.

3

Withdraw button

Turns orange once you reach €2.

Supported payment methods

Three payout options designed to keep things simple. Pick the one that works best for you and enjoy hassle-free withdrawals.

PayPal

PayPal

+ Most popular

Direct transfer to your PayPal account.

Speed Same-day
Fees None
Bitcoin

Bitcoin BTC

Paid to your Bitcoin wallet on-chain.

Speed ~30 min
Fees €0.10
Litecoin

Litecoin LTC

+ Fastest

Faster on-chain settlement than Bitcoin.

Speed ~5 min
Fees None

Speeds shown are after Money SMS processing, which takes 24–48 hours.

How to withdraw your money

Pick the payment method you want to use — each has its own short setup.

Money SMS withdrawal button on the Balance screen
1Step 1

Make a withdrawal request

Once your balance reaches €2.00, the Withdraw button on the Balance tab turns from grey to orange. Tap it to start your request — there's no maximum, withdraw as often as you reach the minimum amount.

Choosing PayPal as the payment method in Money SMS
2Step 2

Add your PayPal email

Choose PayPal as your preferred payment method. Enter the email linked to your PayPal account, then tap Save Payment Method to confirm. Double-check the email before saving — that's where your payouts will be sent.

Withdrawal status showing payment sent
3Step 3

Accept your payment

Within 30 days, open your PayPal app and tap Accept on the transfer from Money SMS — here's why. The money lands right after you accept. Miss the window? The payment is returned and you can request it again.

i
0% platform fees. Bitcoin has a small €0.10 network fee — PayPal and Litecoin are fee-free.

Frequently asked questions

Common questions about payments and withdrawals.

Yes. Your payment information is encrypted and stored securely. TelQ Telecom GmbH is GDPR-compliant and based in the European Union, ensuring your data is protected under strict privacy regulations.

Once a withdrawal request is submitted, the payment method cannot be changed. However, you can select a different method for your next withdrawal. Make sure your PayPal email or wallet address is correct before submitting.

'Payment sent' means the money has been sent to your wallet. Please allow up to 48 hours for it to arrive. PayPal payments are usually instant, while Bitcoin and Litecoin transfers may take longer due to blockchain processing times.

If you see an unclaimed payment from Money SMS in your PayPal wallet, you need to accept it. Choose to either convert it to your primary balance currency (we send payments in EUR) or keep it in EUR. This happens when PayPal requires manual confirmation for certain incoming payments.

A 'Failed' status means our system tried to send the payment to your address but the transfer didn't go through. Double-check that your payment address (PayPal email or crypto wallet) is correct. If possible, try a different payment address and submit a new withdrawal request.

First, verify you entered your payment address correctly. PayPal users should check their inbox — you may need to manually accept the payment. For crypto payments, allow some extra time, as blockchain confirmations can take longer during periods of network congestion.

Ready to start earning?

Over €1 million already withdrawn — to PayPal, Bitcoin, and Litecoin. Add yourself to the list.

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