Your rate starts at the top tier and goes down as you receive more SMS. New numbers are most useful for telecom testing, so they earn the highest rates.
Your Android phone earns quietly from test SMS and silent calls in the background. Cash out to PayPal, Bitcoin, or Litecoin from just €2.
Two ways to earn, with transparent rates.
Your rate starts at the top tier and goes down as you receive more SMS. New numbers are most useful for telecom testing, so they earn the highest rates.
We're expanding coverage and paying an extra €2 sign-up bonus when you join with one of the eligible SIMs below and receive at least 10 test SMS in the app.
Two screens in the Money SMS app show your activity and earnings.
Combined earnings across activities.
Every earning source listed separately.
Turns orange once you reach €2.
Three payout options designed to keep things simple. Pick the one that works best for you and enjoy hassle-free withdrawals.
Direct transfer to your PayPal account.
Paid to your Bitcoin wallet on-chain.
Faster on-chain settlement than Bitcoin.
Speeds shown are after Money SMS processing, which takes 24–48 hours.
Pick the payment method you want to use — each has its own short setup.

Once your balance reaches €2.00, the Withdraw button on the Balance tab turns from grey to orange. Tap it to start your request — there's no maximum, withdraw as often as you reach the minimum amount.

Choose PayPal as your preferred payment method. Enter the email linked to your PayPal account, then tap Save Payment Method to confirm. Double-check the email before saving — that's where your payouts will be sent.

Within 30 days, open your PayPal app and tap Accept on the transfer from Money SMS — here's why. The money lands right after you accept. Miss the window? The payment is returned and you can request it again.

Once your balance reaches €2.00, the Withdraw button on the Balance tab turns from grey to orange. Tap it to start your request — there's no maximum, withdraw as often as you reach the minimum amount.

Open a Bitcoin wallet (e.g. Trust Wallet, Exodus, or an exchange like Coinbase). Copy your receive address — valid BTC addresses start with 1, 3, or bc1. Paste it into Money SMS and tap Save. Bitcoin transfers can't be reversed.

Money SMS processes your request within 24–48 hours. The Bitcoin network then confirms — usually within 30 minutes, longer during high traffic. Your wallet shows the deposit on confirmation.

Once your balance reaches €2.00, the Withdraw button on the Balance tab turns from grey to orange. Tap it to start your request — there's no maximum, withdraw as often as you reach the minimum amount.

Open a Litecoin wallet (e.g. Litewallet, Exodus, or an exchange like Binance). Copy your receive address — valid LTC addresses start with L, M, or ltc1. Paste it into Money SMS and tap Save. Litecoin transfers can't be reversed.

Money SMS processes your request within 24–48 hours. The Litecoin network then confirms — usually within a few minutes, much faster than Bitcoin. Your wallet shows the deposit on confirmation.
Common questions about payments and withdrawals.
Yes. Your payment information is encrypted and stored securely. TelQ Telecom GmbH is GDPR-compliant and based in the European Union, ensuring your data is protected under strict privacy regulations.
Once a withdrawal request is submitted, the payment method cannot be changed. However, you can select a different method for your next withdrawal. Make sure your PayPal email or wallet address is correct before submitting.
'Payment sent' means the money has been sent to your wallet. Please allow up to 48 hours for it to arrive. PayPal payments are usually instant, while Bitcoin and Litecoin transfers may take longer due to blockchain processing times.
If you see an unclaimed payment from Money SMS in your PayPal wallet, you need to accept it. Choose to either convert it to your primary balance currency (we send payments in EUR) or keep it in EUR. This happens when PayPal requires manual confirmation for certain incoming payments.
A 'Failed' status means our system tried to send the payment to your address but the transfer didn't go through. Double-check that your payment address (PayPal email or crypto wallet) is correct. If possible, try a different payment address and submit a new withdrawal request.
First, verify you entered your payment address correctly. PayPal users should check their inbox — you may need to manually accept the payment. For crypto payments, allow some extra time, as blockchain confirmations can take longer during periods of network congestion.
Over €1 million already withdrawn — to PayPal, Bitcoin, and Litecoin. Add yourself to the list.
Last 30 days
Rolling count of test messages received.
Lifetime totals
Every SMS and call since you joined.
Total earned
Lifetime payout per activity, in euros.
Current rate
Live per-message payout. Adjusts with your tier.