Start earning passive income by simply receiving text messages on your Android phone. With the Money SMS app, you get paid for helping telecom companies ensure their messaging systems are reliable.
The easiest way to start making passive income on your phone!
The app is ready to go once you install it. No need to deal with technical issues — just receive SMS and start earning.
The app only processes SMS with test codes. Your personal messages remain untouched. Your privacy is always our priority.
Money SMS works in the background without disrupting your daily routine. You won't even notice it's there.
Earn €0.01–€0.03 per SMS. Once you hit €2, you can withdraw easily. There's no cap on how much you can earn!
Download the Money SMS app from the official website. Complete the quick registration process to activate your account.
After you're logged in, you'll need to grant several permissions on your device for the app to work properly. You'll let the app read only the test SMS — your private messages stay private.
Make sure your phone has a stable internet connection to start receiving SMS tests. The Money SMS app must be active and running in the background.
You can check whether the application is active on its launch screen or in your phone's settings. If it isn't working, restart the app or your phone and try again.
Once set up, you can sit back and watch your balance grow as you receive SMS tests. The number of SMS depends on the demand in your particular location or network.
These messages contain only random codes used for testing. They're completely safe.
You'll earn €0.01–€0.03 for each SMS received. Your earnings will be credited to your account automatically, with no cap on how much you can earn.
To cash out your earnings, wait until your balance reaches €2.00 and make your withdrawal request. You can check your balance at any time in the Money SMS app.
As you receive more SMS, you automatically move through the levels. New phone numbers earn the most because they're most useful for testing.
If you're already at the highest level, consider registering with a new SIM card to earn more per SMS.
Turn on SMS sending in Settings. The app will automatically send up to 50 test SMS per month, earning you €0.15 for each.
Learn more →
Allow the app to make silent test calls to your device. These calls won't interrupt your day, and you'll earn €0.02 per test call with zero effort.
Learn more →
Invite friends to join Money SMS and earn 30% of their withdrawals. Plus, your friends get a €0.25 bonus when they sign up using your referral code.
Learn more →Common questions about earning through SMS receiving.
The number varies depending on your location, carrier, and current testing demand. Some users receive a few messages per day, while others in high-demand regions may receive more. The process is completely automatic.
Test SMS messages may appear in your default messaging app, but they contain only machine-generated codes and are easy to distinguish from personal messages. They are harmless and can be deleted.
No. Receiving SMS is free in most countries and on most carrier plans. You are only earning money — never spending it. The app itself is also completely free to use.
Absolutely. Money SMS runs quietly in the background. You can use your phone for calls, apps, browsing, and everything else as normal. The app uses minimal battery and data.
No. Money SMS only detects test SMS sent by TelQ's network using unique routing identifiers. Your personal messages, conversations, and data are never accessed, read, or stored by the app.
Download Money SMS, set it up in under 5 minutes, and let your phone earn money for you in the background.
